News/Blog

The Table Rock Community Bank scholarship program is designed to invest in the next generation of community leaders. Five (5) $1,000 one-time scholarships will be given to qualifying high school seniors. Student at the following schools are eligible to apply: Branson, Blue Eye, Crane, Forsyth, Galena, Hollister, Reeds Spring & Springfield.

• Applicants must plan to study in fields related to: Business or Finance
• Applicants must be high school seniors who have demonstrated academic achievement and
• community involvement.
• Applicants must enroll in an accredited institution which provides a minimum two-year college
• program.
• Applicants must possess a cumulative GPA of a "C" or higher at the time of application.
• Applicants do not need to be a customer of Table Rock Community Bank to apply.
• Employees and employees' immediate families are not eligible to win.
  
  

This September, we’re proud to launch 'Banking on Literacy: Community Book Drive' in celebration of National Literacy Month. At Table Rock Community Bank, we believe in the power of reading and the importance of education and we’re inhttp://viting our community to join us in making a meaningful impact.

• Donate Books: Drop off your donations at any branch location.

• Spread the Word: Share our initiative with friends, family, and coworkers.

Want to make an even bigger impact?
Click below to view a wish list from a school in your community and donate a book they truly need:

Blue Eye R-V School District

Branson R-IV School District

Forsyth R-III School District

Hollister R-V School District – Any titles for PreK – 5th Grade

Galena R-II School District - Any "I CAN READ" titles - All other book donations are appriciated

OACAC Head Start - Reeds Spring

Let’s Make a Difference—One Book at a Time

Click here for PDF of flyer for 'Banking on Literacy: Community Book Drive'

Tips for Family and Friends:

What are the warning signs of financial abuse?

The key to spotting financial abuse is a change in a person’s established financial patterns. Watch out for these “red flags”:

• Unusual activity in an older person’s bank accounts, including large, frequent or unexplained withdrawals.
  
  
• ATM withdrawals by an older person who has never used a debit or ATM card.
  
  
• Changing from a basic account to one that offers more complicated services the customer does not fully understand or need.
  
  
• Withdrawals from bank accounts or transfers between accounts the customer cannot explain.
  
  
• New “best friends” accompanying an older person to the bank.
  
  
• Sudden non-sufficient fund activity or unpaid bills.
  
  
• Closing CDs or accounts without regard to penalties.
  
  
• Uncharacteristic attempts to wire large sums of money.
  
  
• Suspicious signatures on checks, or outright forgery.
  
  
• Confusion, fear or lack of awareness on the part of an older customer.
  
  
• Refusal to make eye contact, shame or reluctance to talk about the problem.
  
  
• Checks written as “loans” or “gifts.”
  
  
• Bank statements that no longer go to the customer’s home.
  
  
• New powers of attorney the older person does not understand.
  
  
• A caretaker, relative or friend who suddenly begins conducting financial transactions on behalf of an older person without proper documentation.
  
  
• Altered wills and trusts.
  
  
• Loss of property.

Information is provided by American Bankers Association. For more information please visit:

https://www.aba.com/advocacy/community-programs/consumer-resources/protect-your-money/elderly-financial-abuse

Table Rock Community Bank is pleased to announce the promotion of Nicole Essary to the position of Branch Manager of its Crane branch. Nicole has over a decade of experience in the banking industry, having worked her way up from various roles including teller, new accounts, and loan production. She joined Table Rock Community Bank in 2021 as a Loan Assistant and has since demonstrated exceptional dedication and expertise.

Nicole is excited to take on her new role and continue serving the Crane community. "I am so excited to be back on the front line serving my community," says Nicole. "My goal is to always assist my customers, making each transaction a positive interaction." Her passion for helping customers and her deep understanding of the local community make her an ideal fit for this leadership role. "We believe in the power of local decision-making and personalized service, and Nicole embodies these values perfectly," said Charles Hachtel, President and CEO of Table Rock Community Bank. "We are confident that under her leadership, the branch will continue to thrive and provide exceptional service to our community."

Nicole is a graduate of Crowder College where she obtained an associate’s degree in business administration. In addition to her professional achievements, Nicole enjoys spending time with her husband and three energetic boys, who keep her busy with their sporting events. When not at the ballfield or in the gym, the family loves to spend time on Table Rock Lake, hiking, camping, and relaxing in the beautiful Ozarks.

Download full Press Release HERE.

Whether you’re a renter or a homeowner, chances are you care about protecting the environment – and saving money.  Here are some tips from Table Rock Community Bank to help you do both.

Light up the house, not the electric bill. Replacing incandescent light bulbs with more energy efficient compact florescent light (CFL) bulbs will save you about $6 a year in electricity costs per bulb and more than $40 over its lifetime. According to ENERGY STAR, if every American home replaced just one light bulb,we would save enough energy to prevent 9 billion pounds of greenhouse gas emissions per year. Remember to recycle used CFL bulbs. Go to www.epa.gov/bulbrecycling for recycling locations.

Some like it hot,hot, hot…or cold, cold, cold. Closely monitor your thermostat. Adjusting it just a few degrees while you’re out can save energy and money. You can make it easier by installing a programmable thermostat. Use fans and close the blinds during the warm months and let the sun in for natural warmth in the winter. Also, change your filter every three months.

How low can you go? One way to save water is by using low-flow toilets. The most cost-effective way to do this is to simply take a 1 liter plastic bottle, fill it with water and place it inside the tank. This will reduce your water use per flush. Another way to save water is placing an aerator on all of your faucets.

Make it mean-green-clean. Cleaning supplies can be expensive and are made with toxic chemicals. You can save money and the environment by making your own cleaning supplies. All you need are some basic household ingredients like vinegar, lemon juice, baking soda and borax to clean everything from windows to tile. Look online for recipes and suggestions.

Reduce, Reuse,Recycle! Sticking to this mantra can help you save money around the house. Use a rag instead of paper towels. Buy products in bulk, concentrate or refillable containers to reduce packaging waste. Look for products made from recycled content. And don’t forget to recycle!

Win-dos for your windows.There are a number of ways you can make your windows more energy efficient without replacing them. For better insulation from the weather you can caulk exterior joints, put shrink wrap on them or hang blackout curtains.

Fan the green flames. To keep your refrigerator running efficiently, keep the fan clean. The motor won’t have to work as hard if the fan is clear of debris.

Decorate green. Houseplants are like living air-filters. English Ivy, rubber trees, peacelilies and red-edged dracaena can help clean the air and look pretty too.

Vampire energy is sucking you dry. On or off, anything plugged into the wall sucks energy. Vampire powercosts U.S. consumers more than $3 billion a year, according to the U.S. Energy Information Administration. Unplug your electronics and appliances when they’re not in use.

For more green homesolutions, visit: epa.gov/greenhomes

#BANKSNEVERASKTHAT

Can You Spot a Phishing Scam?

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online banking, the problem is only growing worse. In fact, the Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $1.9 billion to these phishing schemes and other fraud in 2019 — and the on going pandemic has only increased the threat. Imagine where we are in 2020.

It’s time to put scammers in their place.

Online scams aren’t so scary when you know what to look for. And at Table Rock Community Bank we’re committed to helping you spot them as an extra layer of protection for your account. We’ve joined with the American Bankers Association and banks across the country in a nationwide effort to fight phishing—one scam at a time.

We want every bank customer to become a pro at spotting a phishing scam—and stop bank impostors in their tracks. It starts with these four words: Banks Never Ask That. Because when you know what sounds suspicious, you’ll be less likely to be fooled

These top 3 phishing scams are full of red flags:

• Text Message: If you receive a text message from someone claiming to be your bank asking you to sign in, or offer up your personal information, it’s a scam. Banks never ask that.

•   Email: Watch out for emails that ask you to click a suspicious link or provide personal information. The sender may claim to be someone from you bank, but it’s a scam. Banks never ask that.

•  PhoneCall: Would your bank ever call you to verify your account number. No! Banks never ask that. If you’re ever in doubt that the caller is legitimate, just hang up and call the bank directly at a number you trust.

 You’ve probably seen some of these scams before. But that doesn’t stop a scammer from trying. For more tips on how to keep phishing criminals at bay, including videos, an interactive quiz and more, visit www.BanksNeverAskThat.com. And be sure to share the webpage with your friends and family.

What’s Your Scam Score? Take five minutes to become a scamspotter pro by taking the #BanksNeverAskThat quiz at BanksNeverAskThat.com. Share your score on Twitter to encourage your friends and family to test their scam savviness, too. The more scamspotters out there,the harder it is for phishing criminals to catch their next victim!

Depositing checks can be tedious and time-consuming especially if you're a business owner who has to do it often. Thankfully, remote banking has made this task much easier. With just a couple of photos, you can make a check deposit without going through multiple processes.

Remote deposit anywhere (RDA) is an advancement in online banking that allows businesses to digitally deposit checks. RDA works by scanning the front and back of the check with a mobile device. The check's digital copy is then submitted to the bank where it's immediately processed. Here are the 3 key benefits of RDA:

Convenient and Fast Transaction
Smartphones can do so many things nowadays and one of them is depositing checks. Just download an online banking app like the TRCBank On the Go and you can easily deposit your check by simply snapping a photo.

CRA (Community Reinvestment Act) - Click to read PDF

Table Rock Community Bank is excited to announce the addition of Kennedie Essick as the new Branch Manager of their Springfield location.

Kennedie brings over five years of banking experience to her new role. She has previously held positions as a Personal Banker, Assistant Manager, and Corporate Services Officer. Kennedie values the relationships she has cultivated with her customers and colleagues throughout her banking career, as well as the continuous learning opportunities the industry provides. "I am thrilled to join Table Rock Community Bank’s Springfield team,” said Kennedie. “I look forward to building strong relationships with our customers and contributing to the community."

Table Rock Community Bank is confident that Kennedie's leadership will enhance the branch's commitment to excellent customer service and community involvement.

“Kennedie’s extensive experience and passion for customer service make her an excellent addition to our team. We are confident that under her leadership, the Springfield branch will continue to thrive and provide exceptional service to our community," said Charles Hachtel, President and CEO.

When not working, Kennedie loves attending her boyfriend's rodeos, hunting, being outdoors, and spending time with her family.

Download full press release HERE.