Checking Accounts

In every stage of a person's life, Table Rock Community Bank's personal checking accounts offer effective ways to manage money, including free checking, interest checking, senior checking and money market accounts.

Table Rock Community Bank makes banking convenient. Connect to the internet to check a balance and look over transactions--anywhere, anytime. Pay bills with Bill Pay as they come in or by setting up recurring payments.

Table Rock Elite Checking

Looking for a checking account that rewards you with interest? Then this is the account for you!

  • Earn 3.04% Annual Percentage Yield (APY) on balances up to $25,000**

  • No minimum balance to earn rewards

  • No monthly service fee

  • Free online and mobile banking with bill pay

  • Free Debit Card

  • Unlimited check writing

  • $100 minimum deposit to open

All you have to do to qualify is meet the following requirements per statement cycle:

  • At least 12 point of Sale debit card transactions

  • 1 ACH (direct deposit or withdrawal)

  • Enrolled in eStatements

It's simple! What if you don't qualify? No worries, you can try again next month to qualify and have peace of mind knowing your account is still free, and you will still earn the base interest rate.**

**Tier 1 interest rate of 0.15% will be paid on only the portion of your daily balance that is $10,000.01 or more. The annual percentage yield (APY) for this tier will range from 3.04% to 0.15%, depending on the balance in the account. If conditions are not met the interest rate will be Tier 1 for the entire balance.

APY = Annual Percentage Yield.  APY's accurate as of February 6, 2023.  The rate may change after the account is opened.  Fees could reduce earnings.

Community Free Checking

This non-interest bearing account requires $50 to open and has no monthly service charge.

  • Unlimited Transactions

  • Free check safekeeping

  • ATM/Debit Card

Community Silver Checking

  • $50 minimum to open

  • Interest bearing account

  • Unlimited transactions

  • Available to individuals age 50 and over

  • No monthly service charge regardless of balance

  • Minimum balance of $1,000 or greater to earn interest

  • Debit/ATM card

Community Interest Checking

Open this account with just $100 and get unlimited transactions. 

  • $50 minimum to open

  • Unlimited transactions

  • $1000 minimum daily balance to avoid service charge

  • $6 monthly service charge if balance falls below minimum

  • Minimum balance of $1,000 or greater to earn interest

  • ATM/Debit Card

Money Market

Open with $1,000 and maintain that amount to avoid a service charge. Otherwise, $10 is charged. 

Minimum balance levels for specific interest rates:

  • Tier 1: $.01 - $24,999

  • Tier 2: $25,000 -  $49,999

  • Tier 3: $50,000 and greater