Personal
Checking Accounts
Experience banking that's convenient and tailored to you.
We know that every stage of life brings new adventures, and your checking account should keep up. Our personal checking options are designed to fit your unique needs, whether you're starting your family, enjoying retirement, or anywhere in between.
> 24/7 Personalized Digital Bank
Manage your finances on your schedule. If you have internet, you can bank, deposit checks, transfer money, and switch your direct deposit anytime.
> Secure Friends & Family Pay (P2P)
Enjoy fast, easy, and secure money transfers, so splitting bills is always stress-free right from P2P in your mobile banking app.
> Digital Bill Pay
Save time, avoid late fees, and enjoy peace of mind knowing that your recurring payments are made on time every time.
> Digital Wallet
If you have your phone, you have your wallet. With Apple Pay and Android Pay, paying is as easy as a tap. Connect your card today and reduce fraud risks!
> Secure eStatements
Keep track of where your money goes--without waiting on the mail. A quick, secure, convenient way to monitor your spending and stay organized.
> Fraud & Security Protection
Stay in control and protect what matters. We give you strong security tools and simple account alerts, so you're always aware of what's happening with your money.
> All That Is Left Is Picking The Account That Is Right For You
Table Rock Elite Checking
Looking for a checking account that rewards you with interest? Then this is the account for you!
> Earn 3.04% APY on daily balances up to $25,000**
> Free online and mobile banking with bill pay
> Free Debit Card
> Unlimited check writing
> $50 minimum deposit to open
To qualify, per statement cycle:
> At least 12 point of Sale debit card transactions
> 1 ACH (direct deposit or withdrawal)
> Enrolled in eStatements via online banking
It's simple! What if you don't qualify? No worries, you can try again next month to qualify and have peace of mind knowing your account is still free and you will still earn the base interest rate.
** Tier 1 interest rate of 0.15% will be paid on only the portion of your daily balance that is $25,000.01 or more. The annual percentage yield (APY) for this tier will range from 3.04% to 0.15%, depending on the balance in the account. If conditions are not met the interest rate will be Tier 1 for the entire balance. APY = Annual Percentage Yield. APY's accurate as of February 6, 2023. The rate may change after the account is opened. Fees could reduce earnings.
Free Checking
> $50 minimum to open
> No minimum balance requirement
> No monthly service charge
> Unlimited transactions
Interest Checking
> $50 minimum to open
> Interest bearing account*
> Unlimited transactions
* Minimum daily balance $1,000 to earn interest. $6 monthly service charge if balance falls below minimum. Monthly service charge will be waived for account owners age 50 and over.
Daily balance levels to obtain interest rates:
Tier 1: $1,000 - $9,999.99
Tier 2: $10,000 - $24,999.99
Tier 3: $25,000+
Personal Money Market
> $1,000 minimum to open
> Interest bearing account*
> $1,000 minimum daily balance**
> Unlimited deposits
* Minimum balance $1,000 required to earn interest. **$10 monthly service charge if balance falls below minimum.
Daily balance levels to obtain interest rates:
Tier 1: $1,000 - $4,999.99
Tier 2: $5,000 - $24,999.99
Tier 3: $25,000 - $99,999.99
Tier 4: $100,000+