Use the following advice when browsing the web to reduce your risk of being a victim of cybercrime:
Use strong unique passwords online.
Only download files and applications from websites that you trust, such as from official app stores or legitimate organizations, such as Table Rock Community Bank.
Pause and think carefully before clicking on links in email, messages or on social networking sites. Don’t click on links in messages if you don’t know the sender or if the message is unexpected.
If you think a link looks suspicious or you can’t tell where it leads to, before you click hover over that link to see the actual web address it will take you to (usually shown at the bottom of the browser window).
Expand shortened URLS to check if they are safe. Short URLs are often used in social media. There are a number of services that create short links - such as goo.gl, bit.ly, tinyurl.com, ow.ly and youtu.be.
Be wary of offers that seem too good to be true. Leave websites that ask for your personal or banking details in return for money – these are scams. Remember, if it seems too good to be true, it probably is.
Don’t agree to friend requests from people you don’t know on social media networks - people are not always who they say they are.
When making purchases online:
Check if the site is reputable and has a refund policy
When making payments, check that you are using a secure connection. The URL of the payment page will use ‘https’ instead of ‘http’, and a padlock icon will be displayed by your browser.
If the website looks suspicious or you have doubts – do not proceed.
Know that threats such as malware, phishing, identity theft and other types of fraud and scams are a risk online.
Malware can be delivered through malicious advertising (known as malvertising). Using an adblocker can stop malware from being delivered through your browser. Some browsers include an Adblocker feature in their Settings under ‘Extensions’.
Avoid using public computers or Wi-Fi hotspots to access or provide personal information. Don’t use online banking or make payments with credit cards using public computers or Wi-Fi.