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Personal
Checking Accounts

For every Adventure in a person's life, Table Rock Community Bank's personal checking accounts offer effective ways to manage money, including free checking, interest checking, senior checking and money market accounts.

Table Rock Community Bank makes banking convenient. Connect to the internet to check a balance and look over transactions--anywhere, anytime. Pay bills with Bill Pay as they come in or by setting up recurring payments.




Table Rock Elite Checking

Looking for a checking account that rewards you with interest? Then this is the account for you!


>Earn 3.04% APY on daily balances up to $25,000**
Free online and mobile banking with bill pay
Free Debit Card
Unlimited check writing
$50 minimum deposit to open

All you have to do to qualify is meet the following requirements per statement cycle:


At least 12 point of Sale debit card transactions
1 ACH (direct deposit or withdrawal)
Enrolled in eStatements

It's simple! What if you don't qualify? No worries, you can try again next month to qualify and have peace of mind knowing your account is still free, and you will still earn the base interest rate.**



**Tier 1 interest rate of 0.15% will be paid on only the portion of your daily balance that is $25,000.01 or more. The annual percentage yield (APY) for this tier will range from 3.04% to 0.15%, depending on the balance in the account. If conditions are not met the interest rate will be Tier 1 for the entire balance. APY = Annual Percentage Yield.  APY's accurate as of February 6, 2023.  The rate may change after the account is opened.  Fees could reduce earnings.


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Free Checking


  • $50 minimum to open

  • No minimum balance requirement

  • No monthly service charge

  • Unlimited transactions


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Silver Checking

  • Available for customers aged 50 +

  • $50 minimum to open

  • Interest bearing account*

  • Unlimited transactions

  • No monthly service charge

*Minimum daily balance $1,000 or greater to earn interest.

Daily balance levels to obtain interest rates:

  • Tier 1:  $1,000 - $9,999.99

  • Tier 2:  $10,000 - $24,999.99

  • Tier 3:  $25,000 +


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Interest Checking

  • $50 minimum to open

  • Interest bearing account*

  • Unlimited transactions

*Minimum daily balance $1,000 to earn interest. $6 monthly service charge if daily balance falls below minimum.

Daily balance levels to obtain interest rates:

  • Tier 1:  $1,000 - $9,999.99

  • Tier 2:  $10,000 - $24,999.99

  • Tier 3:  $25,000 +


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Personal Money Market

  • $1,000 minimum to open

  • Interest bearing account*

  • $1,000 minimum daily balance**

  • Unlimited deposits

*Minimum balance $1,000 to earn interest. **$10 monthly service charge if balance falls below minimum.

Daily balance levels to obtain interest rates:


  • Tier 1:  $1,000 - $4,999.99

  • Tier 2:  $5,000 - $24,999.99

  • Tier 3:  $25,000 - $99,999.99

  • Tier 4:  $100,000 +


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